Do I have any legal recourse after an auto accident if I was not seriously injured?

Gladiators.jpgQuestion: Do I have any legal recourse in an auto accident if I was not injured? I am a truck driver involved in an accident in a company truck. The other driver admitted to being at fault along with two witnesses that stated it was his fault. He had minor injuries and was taken to the hospital. I had a stiff neck for a few days, but did not seek medical attention. I was laid off a week later. I had a clean driving record until this happened. Now I'm having a hard time getting driving jobs because of this accident. Do I have any legal recourse against the other driver from this accident?

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Should sexually active women be excluded from receiving workers' compensation benefits?

VIA Gra.jpgHuman Capital Wears Out

... and only women can get pregnant.

A few days ago the post was about the workers’ compensation appeals process and a woman whose initial ankle injury cascaded into a medical condition for her low back pain and then treatment for depression. Her frailness brought back an economist’s maxim about the human condition of an aging population. That’s why the subtitle of this blog is what it is, human capital wears out. But how the insurance industry and the law view the human condition leads me to think one day the fact women get pregnant may be used against them in the claims process. If you think that notion is far fetched, think again. Shortly after the Pease case was reported a lawyer asked me a question with very similar issues. And so today we discuss whether doctors can refuse to do surgery after a work injury unless female workers stop having sexual relations.

Absurd you ask; absolutely but that’s where they are heading.

FACTS: Client has been treating for a torn rotator cuff. While off work he’s getting weekly benefits (TTD). After 6 months of conservative care the medical doctor prescribes surgery and the client agrees to proceed with surgery. It then comes to the attention of the treating doctor, perhaps based on conversation or on preop blood work or whatever, that client is a smoker. MD tells him he needs to stop smoking for 6 mos before he will perform the type of procedure that he recommends. Now I can fully appreciate that smokers don't heal as well as non-smokers do, but get real, are we going to delay medical treatment based on patient habits? If so is sexual activity similar as a bad habit? 

Here is the question my friend, the Chicago lawyer, posed.

LEGAL ISSUE: If the doctor says no to surgery until after the injured worker stops smoking, then is there an ongoing claim for TTD and, if so, for how long, or is the claim one of intermittent TTD, interrupted by PPD during period of smoking withdrawal, or none of the above?

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How long will it take for a workers' compensation case to be final in Iowa?

Arctic Iceberg.jpgToo long; the higher the benefit award the longer the insurance industry will fight through the layers of appellate review available to challenge the result.

Same goes for the worker’s litigation team. Although it takes far longer than lawyers and judges like, no one will suggest changing it for fear their clients would be the ones to lose out. So like it or not, it’s here to stay and I see no reason to believe it will change. If you’re a worker you might be discourage at the length of time it takes, right up until you read the Court of Appeals decision in this case. Then you’ll want the extra layer of the Iowa Supreme Court.

If you’re a taxpayer and are mad about the cost, you too will be disheartened, right up until the day when you get hurt and need the benefits to put food on your dinner table.

There is no free lunch in democracy. There is no fast checkout lane in American jurisprudence. People can fault the system like Monday morning quarterbacks, but this is as good as it gets when it comes to fairness. So get a grip and join me on this ride through the layers of appeal in case no. 09-0724.

No. 09–0724 CEDAR RAPIDS COMMUNITY SCHOOL DISTRICT and EMC INSURANCE COMPANIES v. PEASE
Appeal from the Iowa District Court for Polk County, Scott D. Rosenberg, Judge.

On further review, we address whether substantial evidence supports the workers’ compensation commissioner’s findings of fact. DECISION OF COURT OF APPEALS VACATED; DISTRICT COURT JUDGMENT AFFIRMED.

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Can an employer be sued if ...

Question: Can an employer be sued if an employee causes an auto accident on the way to or from work? Can an employer be sued if an employee causes an auto accident on the way to or from work? She takes prescriptions that cause drowsiness and her doctors are unwilling to sign that she is okay to drive while taking these medications.

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Trailer Comes Loose from Semi and Strike's Vehicle Head-on - Who is to blame?

Trailer Hitch Diagram.jpgHancock County, Iowa - I’ve been reading about these accidents and one guy has a blog dedicated to accidents where trailers become unhitched and crash into other cars, trucks or motorcycles. It’s been awhile since I’ve seen one in Iowa, right up until this week, that is. It happened on December 5, 2011 at around 5:58 a.m. on Highway 18 about 2 miles west of Garner. A 2000 Peterbuilt semitruck pulling a trailer (driver shown on police report as being from Garner, Iowa – 38 years old) was westbound on Highway 18 when as the officer describes it, “VEHICLE 1 (THE SEMI ) WAS WESTBOUND ON HWY 18 WHEN ITS TRAILER BECAME DETACHED FROM THE TRACTOR THE TRAILER THEN SLID ACROSS THE CENTER LINE AND STRUCK THE EASTBOUND VEHICLE 2 HEAD ON.”

The eastbound vehicle is a Ford Explorer being driven by a 56 year old man from Britt, Iowa. From the report it appears as though the opposing driver died in the crash.

So who is responsible? From a legal standpoint the driver of the semi (and the permissive owner of the semi) is legally responsible for securing the load, including the trailer.

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What are risks today, that will kill workers while on the job tomorrow?

augers.JPGTo answer that question let’s look at some of the recent accidental deaths while on the job.

  • In the first case out of Salt Lake City a worker identified as Kelton Lee (55) a construction worker who was lifting a heavy piece of pipe when his legs gave out and the pipe struck him in the head. Although he regained consciousness he later died of the head injuries. Read more here from the Vernal Express.
  • Next we go to South Dakota where an article discusses the number of deaths in that state. It’s interesting that all workers killed in South Dakota last year were men; men must be taking more jobs with higher risk of injury. Here is a quote from that article. “All but one of those killed in South Dakota last year were men. The Labor Statistics bureau groups farming with forestry, fishing and hunting, and that sector had the highest number of worker deaths, 14. The construction industry followed with seven.
  • Every year since 2003, driving associated with work has been as dangerous as or more dangerous than fatal accidents involving equipment or objects and falls. Among fatalities last year, 16 were caused by transportation accidents, including nine highway deaths and seven nonhighway accidents.
  • Ten deaths occurred in accidents involving objects and equipment and five were caused by falls.
  • South Dakota closely tracks a national trend regarding transportation fatalities. Nationwide, 21 percent of the 4,547 people killed on the job last year died in highway accidents. The nine highway deaths in South Dakota represents 25 percent of the total work-related deaths.
  • Nationwide last year, 11 percent of those killed at work were murdered. South Dakota had no such cases.”
  • You can read that article from the Argus Leader here

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Parking lot truck accidents while at work - what's it worth?

X-Ray-Hip_Fracture.jpgQuestion: How do we get a personal injury settlement from the employer? My sister was hit by a truck while taking out the trash for a fast food restaurant. It was in their parking lot when the truck struck my sister, breaking her hip. Now it is a year later and we are trying to figure out what to expect and the kind of process.

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Insurance Journal - Does it distort "study" findings?

Ax to grind 2.jpgI ran across several articles posted on the Insurance Journal’s website. One title was Study: Cost for Non-hospital Services in Workers’ Comp Highest in Wisconsin. The title alone suggests there was some kind of a study that proves the point of higher or the highest costs for workers’ compensation programs in several states. Studies are supposed to be independent and the use of the word in the title is supposed to do the same; suggest independence from bias. But that’s not the case here. This ‘study’ was conducted by the WCRI.

The Workers Compensation Research Institute touts itself as the leading independent research organization researching and analyzing workers’ compensation issues. But it’s anything but independent or objective. First of all the “group” is not open to the public, it’s private and not anyone can join the group. Where are the lawyer members who represent injured workers? To gain access to the WCRI site you must apply for membership, a method employed by groups who do not wish members who might display objectivity that might question their methods or conclusions. These types of groups are the one’s buying influence in Washington, DC – the same ones that have our Congress in their back pockets.

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You Shouldn't Ignore the Value of Litigation

shooting-oneself-in-the-foot.jpgA recent article I read interested me from a professional standpoint towards workplace safety but I thought it missed a major point about litigation. This article of interest explores the dangers of being a farmer, but ignores the contribution of civil trial lawyers. With this I take exception.

The article written by Rick Ruggles of the World-Herald out of Omaha, explores the dangers, past and present, of farming in rural America. While the article points to engineering as making farming safer it fails to point out how lawyers have contributed to pressuring the re-engineering of farm equipment to make it safer.

Like it or not, lawsuits have done much to make farming a safer profession.

  The three examples that come to mind are unshielded PTO shafts, augers and tractors sold without rollover protection (ROPS). Those three pieces of farm machinery did more damage to limbs and took more lives than probably any other dangers in farming; one still does. Manufacturers packed the standard writing organizations with like-minded engineers who argued changes weren’t feasible. Farmers continued to die while lawyers poured their own funds into litigation suing manufacturers to force loftier engineering standards that ultimately resulted in safer farming equipment.

Of course farmers should hug us not hate us. 

So say you hate us all you want, but we ain’t going away and it has everything to do with life and limb compromised by unsafe products and services. And as personal injury lawyers we know better than to simply catalogue the progress without following the money; our money and what it’s done for farm safety. Turn us away from the courthouses and you shortchange yourself and increase the risks you face while farming. It's pretty simple and sometimes referred to as the Golden Rule. Do unto others as you would have them do unto you.

 

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Can an injured worker sue the insurance company for bad faith before the work comp claim is resolved?

Oliver Twist - Clarke-bumble.jpgCan you sue for bad faith failure to pay benefits while your workers' compensation case progresses through the Industrial Commission?

According to Leliefeld vs Liberty Mutual Insurance Company the answer is yes.

Leliefeld vs Liberty Mutual Insurance Company, No. 1-636 / 11/0047, Court of Appeals Of Iowa, November 9, 2011

Parties: James Leliefeld and Liberty Mutual Insurance Company (No surprise here.)

Attorneys: James C. Huber and Richard G. Book of Huber, Book, Cortese & Lanz,

P.C., West Des Moines, for appellant.

Sasha L. Monthei of Scheldrup, Blades, Schrock, Smith & Aranza, P.C., Cedar Rapids, for appellee (No surprise here.)

Bottom Line: Even the judges are getting sick and tired of the insurance industry business model that denies every claims, stalls in every possible way and thinks the court system is here for promoting the float and allowing huge pay bonuses to wealthy insurance CEO’s.

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Whose insurance is responsible in a rollover accident?

Oliver Twist -Cruikshank_-_Fagin_in_the_condemned_Cell_(Oliver_Twist).pngFor today’s article we have several real life rollover accidents. The first is a 16-year-old driver (Beth Opperman) who is said to have suffered only non-life-threatening types of injuries. The Fayette County Sheriff’s Office spokesperson described the accident for the WCF Courier as a single vehicle accident where she lost control of her driving on L Avenue north of 110th Street, then entered the ditch and the vehicle rolled. There is no discussion as to why or if anyone else was in the Ford Ranger truck. She’s just 16 and probably inexperienced so we’ll leave it at that.

A second roll-over car accident takes place in Chamberlain, S.D. reportedly killing a northwest Iowa man, Leon Contreras of Estherville, Iowa. The driver is described as 37-year-old Ramon Castillo; neither man is described as wearing a seatbelt, although no details are given about what happened to cause the accident. 

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Iowa Workers' Compensation and the Rock Crusher Death

Dangerous Work Place Injuries: KCCI, Channel 8 ran a story about an 82-year-old man working in quarry and being killed after ending up inside the rock crusher. Man Found Dead In Rock Crusher, DeWitt, Iowa. The U.S. Department of Labor is investigating. I’m sure IOSH is as well. This case is one that can result in a workers’ compensation claim. The worker was Bruce Anderson, the quarry is noted to be Anderson Quarry.

Rock crushers and shredders shred rock, engine blocks, appliances and cars. This machinery is dangerous to work around and can be deadly. If you’re interested in seeing how it works, follow the links below. 

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Traffic Violation Cameras intrusive, but reliable witnesses

snowy country lane.jpgHere is a trial tip: The lawyer with an intersection collision case should get a copy of the video from the intersection traffic camera. Which means we have to learn where these cameras are located. As for clients who are in an intersection collision it’s better to get a lawyer onboard sooner rather than later. This is also a reason for the lawyers to get out to visit the accident scene. You just never know where a camera may be recording the events. The camera may be on a nearby building used as a security camera.

For a list of locations see below.

Traffic Camera Proves A Reliable Witness In Crashes, AP provided by KCCI-Channel 8

 


 

  • Iowa Department of Transportation – Des Moines Area Traffic Speedmap and Cameras Link
  • Iowa Traffic Webcams from Leonards Worlds
  • Traffic Cameras by State – USA Russia Style link.
  • Iowa Webcams link.
  • Des Moines area links.
  • Iowa Red Light Cameras Map link

Another tower worker falls to his death

fall_protection_1990230.jpgAn Iowa man working in Massachusetts fell from a 500 foot tower and died. We’ve covered fall arrest protection gear previously and can’t stress enough the importance of knowing why workers need it as an essential tool in their tool chest. The question isn’t whether you can prevent a fall by tempting fate, the question is when you fall will the fall be arrested. It’s really that simple.

We were contacted by Paul Shnurr of the Hailo Company, a company that supplies man-lifts to wind mill owners and other high rise structures. Follow the link to see how your workers can be safe while saving money. I’ve copied Paul’s email to me into this blog post.

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Farming and Rollover Protection Safety

Hercules ROPs.jpgRollover protection is what keeps the driver safe when the tractor rolls over usually when riding along an incline, such as a terrace or ditch. There are two parts of safety equipment that keeps a rider alive. The first is the ROPs and the second a seat belt being worn at the time of the rollover. None of us are safe without both. Here is a recent story where ROPs are important to maintaining a safe tractor driving/working experience.

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Auger Accidental Deaths are Rare

Ag Silo.jpgRadio Iowa reported “Auger accident claims the life of Dubuque County farmer” on September 29, 2011, Janelle Tucker, KMCH, Manchester. They don’t say exactly how the accidental entanglement occurred and I’d be interested to know more about it. Shields have taken a front row with grain auger safety. From what we used to see in the early 80’s it’s both a welcomed relief and makes this accident sort of surprising. There were two ways that farmers used to get caught. Actually there are more than two pinch-points but these two used to be the main points of contention.

  1. Uncovered gathering points where the auger was exposed and grain was dropped out of the gravity boxes and into a put or container box.
  2. The underside where the turning shaft would catch loose clothing, pulling farmers into the turning shaft and between the main auger tube.

These tools of the farming trade are as unforgiving as a woman scorned

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Oops Moment - Iowa store contest challenges employees to name next employee to be fired

Some days we look back at what we did and wonder why we didn't see how dumb it would look in retrospect. Here are a few recent examples.

An Iowa convenience store chain manager created a contest for employees. The employees were asked to name the next co-worker to be fired. An Iowa judge called the contest deplorable. This mis-manager may need a time out. There is no indication if anyone picked themselves. 

The imaginary-baby adoption lady is said to have violated probation and in trouble again.

The Iowa Supreme Court puts down its foot with police monitoring of attorney “confidential” visits with arrestees. Private and confidential means just that – private and confidential. You mean that video recorder and making the lawyer scream at his client through Plexiglas makes that impossible? See Barney Fife being told to go to jail, do not pass go, just go straight to jail.

Nip it in the bud Barney. Here is an actual scene from the Ankeny Police Department video interrogation. 

http://youtu.be/sL9TunUh_bw

If only they understood The Cobra method of interrogation. 

 

Trust me, I can't make this stuff up. My imagination doesn't work this well. 

Returning to work without restrictions - Get it in writing.

Domenico-Fetti_Archimedes_1620 Wiki.jpgBefore we get to today’s topic in Iowa workers’ compensation law let’s talk a little bit about a recent case that has a question being raised about fault or if being negligent prohibits the injured worker from recovering. The short answer is no, fault doesn’t preclude recovery under the workers’ compensation act. Being drunk at work can preclude recovery (or exclude it) but being negligent won’t stop you from being eligible for benefits.

A crane driver went off the road, into a ditch and rolled the crane near Garwin, Iowa. He was taken first to Marshalltown’s hospital and then to the U of I in Iowa City because of the injuries he suffered. If you’re interested in the story just follow this link. His injuries, the crane operators, will be covered under Iowa’s workers’ compensation law, even if his mistakes in driving the crane resulted in it going off the hard surface of the road. Now I’m not saying he is at fault, I have no way of knowing what happened, for all I know the steering went out or a deer ran in front of the crane, but assuming arguendo that the worker’s mistakes caused the mishap, he’s still going to get  his medical and weekly benefits.  

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Honesty and fairness have nothing to do with insurance defense - HONEST!

Before talking to the insurance adjuster or defense attorney or the case mismanager remember this from I Claudius, don't touch the figs.

The premise held by most clients is that this system of law is fair. They'll say they want only to be treated fairly. When representing themselves they make the assumption that when defense lawyers talk to you they will be fair. Well I'm here to tell you, you had better not trust in being treated fairly. I mean exactly that and it has nothing to do with whether or not the defense lawyer or the insurance company is dishonest. They don’t have to be “honest” and they aren’t trying to be “fair”. Fact is they are hoping you aren’t smart enough to ask the right questions so they don’t have to not answer you. You think I’m kidding? Hell no. I’m not and I can prove I’m right. Here let me prove it to you.

Defense work has nothing to do with treating people fairly. If it did you could come up with the name of at least one defense lawyer who has said in the past, "I don't think you're asking for enough, can I pay you more?" Or, "Did you know you're entitled under the law to be paid more for your damages?” Go ahead find me one insurance company representative that has said that in the entire history of insurance. Go ahead, think real hard; I can wait, go ahead and think harder.

Umnnn dee dum, dee-dum... Have you remembered one? No? I didn't think so. I've not heard anything like that in 30 years.

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Is this case a turkey?

Henry’s Turkey Service Get’s Sued by the Feds

When I read about this story the overriding question in my mind is whether there is a basis in these alleged facts or has this freight train prematurely left the station? 

The seriousness of the allegations will raise questions about the truth of those allegations. After all this is Iowa, not some third-world country with Daffey Duck as the head honcho. The shocking allegations mean the lawyers involved will have to answer questions in anyone’s mind about who is saying what and what evidence they can provide to substantiate what is alleged. If you can't prove it you shouldn't allege it. Follow this link to read other stories on this issue.

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What's a bird on a wire?

You could also ask what’s a faraday cage? This is really an interesting video.

High Power Electrical Line Maintenance Worker or their Instructor – On a magic carpet. Remember this because you'll need to know about the Faraday Cage later today.

What is a case mis-manager?

Witchcraft.jpgA case mis-manager is a high-priced spy the workers’ compensation insurance programs hire to say they are there to help and all they do is twist the facts in order to persuade the doctor to release the employee so the employer’s can terminate an injured worker’s benefits. Some have fancy initials after their names and some don't. Now not all case managers are mis-managers, but most see their jobs as exactly that.

How can you tell the case mis-manager from those who are there to help the injured worker?

  • First see if the person the insurance company hired is breathing; if they are breathing then it's more likely than not that they are a mis-manager.
  • Second see if they are breathing.
  • Third, if they pass 1 and 2, then ask a question and if you get any sound coming from their pie-hole they are a mis-manager.
  • Fourth, take a pulse, and if you get a reading they are a mis-manager.
  • Fifth, ask who hired them; if it wasn’t you or your attorney chances are pretty good they are a case mis-manager.
  • Sixth, ask them why they are there; if they give you an answer chances are they are a mis-manager.
  • Seventh, ask them if they have every argued for payment of a higher weekly compensation rate for the injured employee. If they answer you with anything other than “Sorry, I have to call 911 I think I may be having a heart attack!” then they are a mis-manager.
  • Eighth, ask who is paying them. If they don’t say they’ve won the Nobel Peace Prize, are independently wealthy and that their name is Mother Theresa, then chances are they are there to mis-manage your case.
  • Ninth, ask for a reference from an injured worker. If they give you one then chances are the person who signed the reference is either dead, brain dead or locked in jail in a third world country.
  • Tenth, if you get through the first nine rules but forget any of the rules see rule number 1.

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Did I attend law school to learn how to describe an __ shaking?

Today's blog is about a case I read that turned on the wiggle of someone's derriere; yes it was all about throwing ice and ass-shaking leading to the ultimate legal question of: How do I get paid when horseplay is a part of the history for a workers’ comp injury?

This is a news item from out of the Business Insurance site discussing the “horseplay doctrine” in the context of a restaurant worker suffering a shoulder injury caused when he raised his arm for protection from ice being thrown by a co-employee. I actually disagree with the characterization that raising one’s arm can cause this injury. I suspect the waiter or server’s shoulder was injured from a wear and tear injury first caused by lifting heavy bus trays and the raising the arm simply put it over the edge of tearing completely or seriously. It should be noted the server did not win his case because of pre-existing shoulder conditions from previous shoulder dislocations. But let us move on so we can get to the ass-shaking case. Anyone who's every worked as part of a wait-staff knows that bussing tables is not easy work.

Here is a quote from the article and this very conservative court.

However, the Virginia Court of Appeals ruled in 2009 that even though Mr. Sims was an innocent victim of horseplay, there was no connection between his employment conditions and the ice attack. The ruling sided with the Virginia Workers' Compensation Commission, which had overturned the deputy commissioner's decision.

The writer does a good job of explaining the actual risk test and does cite the Iowa ruling doing a distinguishing and tortuous fact-splitting analysis. Get ready for a major headache when trying to apply this holding. I can hear it now,

  • Q by the Defense Lawyer: How much did you shake your butt?
  • A by injured worker: Not much.
  • Q: How much is not much?
  • A: Not much.
  • Q: Can you show me?
  • A: Are you asking me to shake my butt for you?
  • Q: Yes, just like you did on the job that day.
  • A: Well I can't do it like I did then because I hurt my back.
  • Q: Well just do it as close as possible.
  • A: ... all lawyers watch as the injured worker shakes their butt.
  • Q: Defense lawyer: Let the record reflect the witness shook his butt vigorously.
  • Objection by the worker's lawyer: For the record I strenuously object, the butt shaking was not vigorous, what I saw was not very vigorous at all. In fact it appeared more like a calm butt shaking sort of like you'd see if someone were just maybe a little cold. For the record I'm gong to demonstrate. [Shakes butt and gets a back injury that is covered under his own work comp insurance policy although in that deposition they will discuss whether he was smiling at the time because perhaps it was horseplay. Now did the fact he was demonstrating a non vigorous butt shaking keep him within the wc comp statute? And was the demonstration considered horseplay? Stay tuned for that deposition in a later case.]

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When does workers' comp start paying?

Oliver Twist Bill sikes.jpgWhen does workers’ comp start paying? That is the question I'm asked quite often. Of course in many cases the question should be stated a bit different. The one above vs when should workers’ comp start paying?

Okay great question for today. These are two rather interesting questions that should, but don’t have a simple answer. Let’s try and answer the second one first. Injured workers should start getting paid after they are out of work for 3 or more days following a work related injury. If you’re out of work for 10 days or more then they are supposed to catch you up and pay those 3 initial days off of work.

More porridge sir?

But should and does are two different things leading to what I call wiggle room. The answer in each case is not the same because the concepts are not entirely clear under the law. It seems the insurance industry and the employer understand the nuances of the law and how to exploit a concept called delay. Shall we promote the float?

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After a car accident can I get paid wages while I'm out of work?

Gears for Industry jscreationzs  FreeDigitalPhotos.net.jpgThe answer isn’t as simple as one may hope it would be; sometimes it's yes and sometimes no. It depends on several factors one of which is whether or not you were covered under workers’ compensation at the time of the injury and whether the accident occured within the scope of your employment. Also if not covered under workers’ compensation then do you have a short term disability policy that covers you? If neither of these apply then probably not unless the insurance company providing liability coverage sees some benefit in doing so. But don’t hold your breath waiting for insurance companies to pay because that would require some adjuster to grow a heart; an event not likely to occur before you starve to death. So cut down on your bills, get the spouse out of the house to work and plan ahead, because it's going to get a lot harder before the lawyer can settle your case. 

Iowa Work Injury Roundup for March 17, 2011

Eric_plumber.jpgIowa Workers’ Compensation Accidents of Interest

We’ve got a Dubuque School District employee struck and killed by a snow plow as he was working in a parking lot. There is a video clip from KCRG-TV 9 News team.

And we have a story about whistleblowers and food safety workers. There is a story in Yahoo News and another on the Food Poison Journal website. This is kind of a nice website I’ll have to revisit this one some time.

Then there is an explosion at a plant that kills a worker. It was a magnesium plant explosion in Venice, Illinois.  

Then a budget analyst from the ISU graduate college died in a car accident. She was the passenger in the F-350 that hit the F-250 that failed to stop for the stop sign. Her husband is Marc Rogers an assistant hockey coach to the Cyclone Hockey team. The Iowa State Daily has a better report than the Des Moines Register. Just follow that last link. I’ll tell you this guy has a claim for the estate and for himself.

Lastly a railroad worker operating a jackhammer was injured and is suing the Union Pacific Railroad after a job injury in Council Bluffs, Iowa.

You can follow these and other stories about work injuries here or at The Verdict on the Lombardi Law Firm website.

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Illinois Workers' Compensation Pushes the Self Destruct Button

In Illinois things are getting very interesting in the industrial commission's world. Is it as bad as it's being made out to be or are forces taking advantage of a few dumb action? I'm not sure the system is as it's being portrayed. Assuming things aren't what they might appear to be, it's still interesting to watch and to listen as the business community attacks the commission and the commission retorts by pushing the self-destruct button.

We have several worker injury cases we could discuss but right now I want to focus on only one. This one involves an Illinois State Trooper in a car accident on November 23, 2007 that resulted in a double fatality; he was talking on his phone at some point; although from the decision it isn’t entirely clear when in the sequence of events it occurred. I for one would have never guessed he would be denied benefits. I contacted my friend and colleague Nick Avgerinos who practices in the area of Illinois Workers Compensation to ask what he thought of the result. After I hear back from Nick I’ll update you on his thoughts.

I’ve uploaded the decision onto my website because I find it both interesting and a sign of the times. If you wish to read this interesting decision about an exclusion when intentional acts are considered to be of a quasi-criminal nature that are likely to result in serious injury, then  follow this link. The basis of the decision is: arising out of the course of the employment. Reportedly the third party tort case resulted in an $8 million dollar settlement with the estates of the two young women who were killed in this high speed collision. It seems this case has taken on a life of its own - separate from the industrial commissioner’s office. Mitchell vs Illinois State Police/State of Illinois, Case #10 WC 35184. County of St. Clair, State of Illinois. Hearing Arbitrator, Jennifer Teague.

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Commodity Price Jump, Buries Alive Some Farmers in Corn

Ag Silo.jpgThe Purdue University study says it all noting an increase in farm bin accidents. The increase is from 51 grain bin accidents in 2010 versus 38 in 2009. That’s the highest it’s been since 1978 the year they began tracking agricultural accidents for grain bins. Most people out east haven’t a clue what I’m talking about. Here let me put this in perspective for you. Like most confined space accidents these involve corn or soybeans in a bin with a farmer stepping inside the top of the bin and finding himself sinking like Tarzan does in quicksand. Across the U.S. we have over 10,000 grain bin operators with employees covered by OSHA rules.

If you're interested in these types of accidents below you'll find resources to provide a start.

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Why is an Unshielded PTO Shaft and a Woman Scorned a lot alike?

Gears for Industry jscreationzs  FreeDigitalPhotos.net.jpgThe question asked this week was, what is a PTO, a power take off shaft and what does it do?

A PTO is a power takeoff shaft commonly found on tractors and used to transfer power from the tractor to a piece of motor-less equipment. (See also universal joints.) Farm implements that standalone, like augers and other types of grain lifts need power to turn the gears and conveyor mechanism; to do that power is provided by a tractor’s power take off hookup. The shaft is a separate piece of equipment that hooks into the rear of the tractor and then into the implement, in this case the auger. The shaft turns, and like a drive shaft as it turns the power turns gears through couplers that power the implement and make it useful for work.

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Can working with welding rods cause medical problems?

Welder welding.jpgOnce again I’m asked a question I find an interesting one about worker’s compensation. In this instance it has to do with a worker from California that welded for a living, now is older and having medical problems. It’s a difficult question to answer because at this point in the man’s life I’m not sure any legal solution will be adequate. Perhaps that is why this question needs to be considered; so that younger workers realize the dangers of breathing the fumes from your work as a welder.

Question: Can working with welding rods cause strokes, brain damage or other work related medical conditions?

Here is the specific question asked of me. Hello, I just this past weekend was talking with our younger son regarding his father's career of welding while repairing semi trucks for many years.  He told me there is a connection between his work and his brain damage that has occurred over the past three to four years, some from strokes, other not quite sure why.  Can you tell me if there is any connection?  My husband welded with many different materials some of which were ferrous metals...he worked with CA for many years.

Thank you for any information that you can supply me with will be greatly appreciated.

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What is at-will employment?

Scales of Justice tipped.jpgIowa takes great pride in calling itself a “right to work state”. That means simply you can’t be forced to join a union.  Most people that call our office asking about their rights after an injury don't get the gist of really what that means.  There are benefits and there are drawbacks to being a right to work state. I get that there are benefits to employers, but what I don’t get is why as an at-will state, workers don’t have more protections in the event of an injury or ill and have to miss work. That I clearly don’t get. I'm not saying pay them while off, but I am saying save their J-O-B.

You see a right to work state, or an at-will employment situation, is a state that allows its workers to be fired for any reason that isn’t illegal. And what might those illegal reasons be?

It’s illegal to fire someone only if it’s spelled out in the law. And under the VanderPlaats definition of separation of powers the courts would have no room to protect the working stiff sitting before them, unless the Iowa legislature spelled it out in black and white.

The Illegal Firing List

  • Jury duty service.
  • Filing a workers’ compensation claim.
  • Reporting illegal activity, whistleblowers to some degree.
  • Being female.
  • Religious affiliation and beliefs.
  • Creed.
  • Color – It’s not all black and white.
  • Age in some instances. Being young and dumb will get your fired every time.
  • National Guard Duty with some restrictions.

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Will this convenience store clerk get fired?

Criminal Crime.jpgWe’ve all read the stories where someone says no-way to a would-be robber and gets on the news. The reaction is “Yeah chalk one up for the little guy! Horray!” But is it one for the little guy, the working stiff? Or could it be one way to get fired for violating company policy that says, just give the robber the dough and let's not place the corporate assets at risk.

FACTS: The robber comes into the convenience store demanding money. Instead of following company policy and handing over the money the clerk hits the man in the head with the handle of a hammer. Funny? Amusing? Or is this  grounds to be fired?

This attempted robbery happened in Ankeny. A few weeks ago two clerks were murdered in northern Iowa. Another one occured in the Cedar Rapids area. Also I’ve a client who, while working as the night clerk in a motel was held-up and shot. He worked in Tama-Toledo area in Iowa. There are reports that this same motel was robbed more than once. Of course none of this is a laughing matter. In fact it’s about as serious as work injuries can get. There is more. I'm aware attorney Tom Wertz represented a clerk with a similar situation in the Cedar Rapids area, because his case is reported before the Iowa Industrial Commission. So why write this? Because I don't think people think through the notion that not turning over the money is somehow going to ingratiate them to the employer.

Being a convenience store clerk isn’t easy.

  • Should you resist the convenience store robbery?
  • If you give him the money does it encourage more robbers?
  • If you don’t turn over the money and resist is it likely you will be seriously injured or killed?
  • What is the company policy and is not turning over the money going to get you fired?
  • Does the cost of getting shot out weigh the 10" of fame 1 in 100 might get?

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What is the average settlement for a workers' compensation case in Iowa?

Playing with fire...This is a question I’m regularly requested to answer. The trouble is it can’t be answered. In fact the question indicates a clear misunderstanding of personal injury claims and the desire to avoid the process of law. The process of law isn't like removing a bandaid; it can't be quickly done. It's more like a splinter, requiring fine attention to detail, and yes it's going to hurt, but like removing a splinter, once it's out it's over with. Here is how I answered the question.

Question: What is the average settlement for a workers' compensation case in Iowa?

An average settlement for a moderate work related injury is usually a moderate settlement. You can see I'm being intentionally vague. I don't know what you do for a living; how you were hurt and how serious the injury affected your ability to earn a living. That said allow me to use an example and demonstrate how the question is way too vague to answer. If you were a farmer and I asked how long it would take an average farmer with an average tractor to plow an average field the farmer would look at me and say, "Don't lose that day job."

The bottom line is without knowing the injury, the circumstances, the work you do for a living and how the injury has affected your ability to do the work you’re trained to do, I can’t answer it. Also have the medical bills been paid? If not who is going to pay them? If they are paid what company paid them and do they want to be paid back? For really serious injuries the complications grow expodentially. And to really make it complicated we now have to ask, is Medicare involved? If Medicare is involved get ready for a long drawn out and complicated transaction. In personal injury work, nothing is simple.

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Playing "lawyer" is like running with scissors.

Every so often and more often than I’d like to hear it’s happening I’ll receive a client’s medical records after a period of time when “I was representing myself since the accident.” When I hear those words I think, really and what made you think being your own lawyer is a good idea? Whenever the client tells me this I have to wonder what I’m going to see when I read the written record; my first clue of this is often times buried in the medical records. Equally as often and probably in many of these cases that I don’t agree to take a person's case when they have been playing DIY lawyer. Why people think lawyering is like replacing a light bulb and the court and workers’ compensation system a DIY hardware store is way beyond my comprehension.

So it goes that last week I get a phone call and the new client wishes to tell me kind of a secret, but really he thinks it won't matter - much. He didn't tell the doctor this was a work related injury because of how doctors don't like workers' compensation cases. The client thought he was doing himself a favor by not telling the doctor at the get-go that this was a wc claim. Today's post is why you don't play lawyer, just like you don't play doctor along with hair stylist and also why you don't run with scissors.

Playing lawyer - Not telling the doctor it's a work injury - Dah!   
 
Frankly I don't care why you think it's important to not inform the doctor it's a work related injury, by holding back that piece of information you screw up the facts in your own case.
 
Top five reasons why people don't tell the doctor:
1. Because then it might not be covered under the BCBS health insurance policy.
2. Because then it might not be covered under the BCBS health insurance policy.
3. Because then it might not be covered under the BCBS health insurance policy.
4. Because then it might not be covered under the BCBS health insurance policy.
5. Because then it might not be covered under the BCBS health insurance policy.

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The business-related benefits test in workers' compensation

workinprogress.jpgIf you attend a work sponsored activity, like bowling, are you covered under workers' compensation if you get hurt? In this case the answer was no.

The Iowa Court of Appeals in Gazette Communications, Inc. v. Powell, No. 0-633/10-0017 (Iowa Ct. App. 10/06/10) determined that a bowling outing arranged by the employer’s employee activity committee was not compensable under the Iowa Workers’ Compensation Act, Chapter 85. This case is like a good boxing match between two heavy weight fighters slugging it out round by round and no one every appears to have the fight in their control.

Deputy level decision – Deputy ruled Powell had failed to prove that he sustained a new injury or an aggravation of a pre-existing condition on June 20, 2005, and denied benefits.

Commissioner’s Appeal - On intra-agency appeal, the commissioner found the bowling event was not held on Gazette premises, “the attendance and participation at the bowling event was not mandatory, and the sole benefit to Gazette was employee morale and camaraderie amongst the employees and their supervisory staff.”

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OSHA Goes Postal on the US Bulk Mail Centers

Evidence.jpgSince 2004 the American Postal Workers Union has been complaining to the PTB that while wind and hail don't stop the mail, electrical shock can. (PTB = Powers that be.) Their complaints  about electrical hazards were falling on deaf ears so OSHA got involved about the bulk mail centers. These BMC's are no small operation. There are 350 bulk mail centers in the lower 48. And the size of each can be enormous.

“The first fine, $97,500, came in January against a postal plant in Des Moines, Iowa. The largest fine was $558,000 against a plant in Providence, R.I.

A Dayton plant was fined $225,000 in August, and a Cincinnati plant was fined $210,000 in September.”

These bulk mail centers are huge and I mean H-U-G-E. The center in Columbus is described as the size of 18 football fields where mail for 49 counties is handled.

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Co-Workers Description of U of I Worker's Fall Says It All

fall_protection_1990230.jpgTV-9, KCRG reporter Jami Brinton has a very interesting news report about the death of the worker who fell and died while refitting windows last month. The worker, Thomas Fosdick, fell 40-feet while working on the exterior of the Boyd Law Building. The co-worker, Mikel O’Haver describes Fosdick losing his balance and causing the ladder to teeter. O’Haver indicates feeling uneasy about Fosdick not being tied off with a fall-arrest safety harness.

Notice the safety equipment is named “fall-arrest” or “fall-protection”, not fall prevention. That’s  because falls are inevitable with working at heights. The idea is to limit the falls and to arrest the worker who does fall.

Read reporter Brinton’s article, here is a quote from the investigative report.

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Gun battle at the OK-Corral Pharmacy

Yellow doctor with needle syringe.jpgSome would-be robbers came into a pharmacy in Sacramento County, California  armed and dangerous. Apparently one of the pharmacy workers decided to play hero and started shooting at the robbers. The battle ended with the armed worker being shot and killed; while another worker, who was pregnant, got shot in the foot.  Welcome to the wild west. When store clerks who are being robbed start to shoot back they either end up on the six o'clock news as heros or in the morgue. It's probably not a good idea to pull a gun out and try to play hero.

But, any clerk shot while on duty more than likely has a workers' compensation claim. You might wonder why, well it has to do with the employment creating the increased risk of injury.

Previously I've written about work related injuries caused by gun shot and how it is a compensable claim. Many times injury by gun fire results in medical and pyschological treatment for post traumatic stress disorder, a psychiatric workers' compensation claim. All that being true still you shouldn't take out a gun and start shooting at the criminals.  Look at what happened to this poor man.


If my husband is murdered at work can I collect Iowa workers ... Jun 14, 2010 ... Allegedly the man didn't like being told what to do and it's reported he came back and shot the worker. If I assume that's true, ...
www.lombardilaw.com/.../if-my-husband-is-murdered-at-work-can-i-collect-iowa-workers-compensation.cfm
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The Lombardi Law Firm Blog | Lombardi Law Firm

City lawn worker suffers serious injury in rollover lawnmower accident .... There is no mention of whether his gun was a shotgun, so there's not way of me ...
www.lombardilaw.com/blog/index.cfm?page=4&keywordid...
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The Lombardi Law Firm Blog | Lombardi Law Firm

Is the wife entitled to receive workers' compensation benefits? ..... A spokesperson for the department stated that when a shotgun is stored it's not ...
www.lombardilaw.com/blog/index.cfm?page=2&keywordid...

Backing up Semi-Truck Accident is more common than you'd think.

Like everyone else I’m reading the Des Moines Register story about the UPS worker who while making a delivery at Des Moines’ International Airport was run over and killed. The worker is Daniel Raber who they describe as opening a gate to make a delivery when he was run over by the rear duals. The news report is difficult to comprehend and appears to say another driver was involved or a second truck was involved; it’s just difficult to decipher from the way the article is written.  Like you I’ll have to await the follow-up reporting or the OSHA investigative reporting. Right now it’s as clear as Delhi Lake.

Even without all the facts what’s the likely cause of this death on the job?

Today's feature video is from Russia. I did like Russia, it's an interesting country and people although I would never want to live there. Listen as you read because today's post is another example of the more we rush the father behind we get.  As personal injury lawyers we continuously see the worse. So listening to beautiful music is one way to escape. Listen as you read; and I should mention, the name is Russian, and should be spelled VIAgra or Via Gra and it means a cappella.

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Are there too many lawyers or too many people with power using law to hide the truth?

workinprogress.jpgYes, I'm posting again. I was sleeping but then then I realized life was happening without me and I had to get up and write. Today is all about law school. The University Of Iowa College Of Law to be exact. A great law school with a fine reputation and some lousy contractors hired to replace the windows at the law school building.

"Most of us aren’t the slick stereotypical lawyer the politicians describe. Real life pi lawyers are more akin to gumshoe investigators hard working, harder nosed with hearts hardened by thousands of real life sad stories with no good ending."

Examination Question #1: Why does OSHA have a standard for fall protection?

It’s ironic that a worker who died at the Univ. of Iowa Law School may not have been wearing fall protection. After all fall protection is what the law requires. So why isn’t anyone talking about the facts surrounding his death? The ultimate answer is an explanation as to why he died and whether or not it was preventable. Yes, we know he is dead, but why? Was he wearing fall protection gear? Was a lanyard available? If one was provided and he wasn’t wearing it, why wasn’t he wearing one? Why was he being allowed to work without fall protection gear?  Is fall arrest gear required?  

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Worker at Iowa's law school falls and dies: Fall Protection?

fall_protection_1990230.jpgA 49-year-old worker fell and died last Wednesday while working on the U of I Boyd Law Building in Iowa City. I was lucky enough during my 3 years at Iowa to have met Willard Boyd, the President whose name graces the law school.  But what happened that allowed tom Fosdick, a 49-year-old man from Cedar Rapids to fall to his death. The general contractor (GC) on the job is noted to be Miron Construction of Neenah, Wisconsin. Fosdick was working Swanson Glass, a subcontractor on the exterior renovation project.

Today let's look at job site safety and fall protection for construction site and maintenance workers.

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Iowa personal injury from around the State of Iowa

smile_1.jpgToday is one of those very busy days in the practice of law and nothing is really catching my attention to write about. It looks like a good day for a compilation of personal injury news. Let us see the various ways people are becoming injured or killed from accidents and other mishaps around the State of Iowa. Every so often on The Iowa Edict we will provide a mini compendium of current Iowa personal injury and property damage news of recent events. The idea is to provide a shorter version of available stories to personal injury lawyers, adjusters, those engaged in a law suit involving personal injury or workers’ compensation or those folks just plain interested in PI News. Or in some instances stuff we find curiously interesting. This is one of those days.  

A two-car collision in Iowa City at the corner of Melrose Avenue and Mormon Trek Boulevard caused one of the vehicles to strike a pedestrian Iowa City flag worker doing maintenance work. This is one of those examples of a work related accident also creating a third-party lawsuit which the workers’ compensation carrier will encourage. Under Iowa law the work comp carrier seeks to recover what it pays in workers’ compensation benefits from the driver’s insurance company that ran the red light.  This case could be categorized as a workers’ compensation case, a car accident or a pedestrian case.

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Why is the backup warning device important on a road construction job site?

The headline reads, workinprogress.jpgIllinois Road Construction Worker Backed Over and Killed on U.S. 24 in Schuyler County. I've seen this enough times in the past 5 years that anymore it's not even a surprise. I half expect it.

I’ve written about workers, construction workers, interstate highway construction workers and pedestrians all getting run over by a truck on the jobs site that is backing up.  If you’d like to see what’s been previously written follow this link or just check out some of the titles added at the bottom of this post.

Today’s construction site is a highway job site in Rushville, Illinois. The actual roadway where the workers died was U.S. 24 in Schuyler County. The worker was a 53-year-old man named James Brink, the asphalt foreman with Brink Construction. It’s reported by the Hannibal-Courier-Post that the truck that backed into him was a Schuyler County dump truck. It appears from the news article Mr. Brink was knocked to the pavement and was then run over by the rear duals.

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The death of a worker is a wakeup call for both workers and management

2347407839_d345416345.jpgAn Iowa worker died at Eaton's shop in Belmond. Death in the workplace is never a good thing, but we need not condemned the employer; they simply need to heed this call to action. Here is the news story.

Eaton Corporation was fined because of the death of a worker at the Belmond Plant on February 17, 2010. Doug Barkema, age 51 died from injuries caused by a grinder. IOSH or OSHA settled with EATON on a $4,500 fine for failing to furnish a place of employment free from recognized hazards that were likely to cause death or serious injury and employees were exposed to flying debris.

The focus of the investigation centered on a torque wrench not being available for tightening bolts on the grinder wheel. I’m not sure of exactly how to explain this mechanical problem; the news article from Channel 3’s KIMT is good, but I’m finding it difficult this morning to fully understand Dave Hansen’s article. Follow this link to read Dave’s article.

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Balloons explode causing physical burns, but what about PTSD?

_GUF6008-Modifier.jpgAt the University of Iowa a staff person was injured when eight balloons exploded during transport.  The worker filled what is reported as eight balloons with either hydrogen or a mixture of hydrogen/oxygen, placed them inside a Ford Explorer and the explosion occurred when he opened a side door.  The worker is reported to be Dale Stille who was transporting the balloons as part of an educational science program with Hawk-Eyes on Science.

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Listen... Here that? "Ka-Ching" What is it?

smile_1.jpgThat's the sound of your $$ in the insurance adjuster's pocket. To the insurance industry it's called promoting the float. The float is the money they keep while you wait. It's insurance wealth that belongs to you, but insurance uses it during the delay that they create. Ka-chingggggggggggg!!! Thanks!

Insurance Lullaby: Ka-ching, ka-ching, ka-ching! Insurance Executives: Thank you juries! We fooled you again. Remember we're not to blame, it's those trial lawyers! The ones trying to help you! Oops sorry I wasn't supposed to remind you. We're your good neighbor; you know the one's you're in good hands with! Smile! Bigger ka-ching!

Sorry, when it comes to the insurance industry I love being sarcastic. A lady wrote asking me if the insurance adjuster can unilaterally assign her 50% fault for the accident even though she was not ticketed and the other driver received a citation for failing to yield the right-of-way.  The adjuster believes a driver is automatically at fault, no matter what, and he deducts 50% from the property damage. My advice is pretty straightforward and simple. He's trying to delay paying you. Can you say ka-ching?

Today let's talk about the American styled insurance that protects the float by promoting delay. When you're in an accident you need to know how to protect your claim. Because if you don't protect your claim by keeping the facts straight, you allow the adjuster to promote the float through their delaying a fair resolution. You may be honest, but don't be dumb and allow the adjuster to maladjust your case.

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Huisnetruit's Disappearance is a Going-n-Coming Rule issue

The Law Knows Not Sympathy

It goes like this; if you need your car or truck for work you’re covered going to and coming home from work. If your job does not the use of your car then you’re not covered for injury or death while going to work or coming from work, under Iowa workers’ compensation law. That's a part of the law most workers aren't familiar. Most believe for all workers work doesn't begin until you punch in, but for those who use their own or a company car during work coverage starts going to work and when you leave work until you arrive at your sleep destination. That may sound like double-talk but a sleep destination might be a hotel room as well as your actual home.

PART 1 -  HUISENTRUIT DISAPPEARANCE

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Is it un-American to compare exotic dancing and the demolition derby?

adult-entertainment-bar_~u23290967.jpgFor my east coast friends who remain geographically challenged Missouri is a state, a part of the United States and just south, that’s down, of Iowa. Missouri is the “Show Me State” which once again Iowans are stuck showing them the errors of their ways. Missouri’s elected officials are picking on exotic dancers a-g-a-i-n. If Missourians are going to pick on exotic dancers then we may as well debate the merits of that age old tradition, the demolition derby.  Boiled down to its essence, assuming there is an essence, the demolition derby is a contest that seeks to find several people dumb enough for a small cash prize, to climb into a car or truck and ram other contestants until you’re the last fool moving. Sounds a little like some marriages, but let’s leave that comparison for another day. In the derby the cash prize comes from a promoter who sells beer, pretzels, popcorn, hotdogs and maybe a t-shirt or two. Exotic dancers on the other hand are usually young woman dancing on a stage or in someone’s lap for tip money. The promoter is a bar owner who charges an entry fee and gets paid handsomely for selling inebriated patrons watered down drinks containing a small portion of alcohol.  They aren’t selling t-shirts; in fact clothing is optional, well … at least it is for the dancers.  

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Who in Iowa goes to a parade to be stampeded by horses?

The Fourth of July parade in Iowa’s Bellevue was upended when runaway horses trampled 24 people, killing one and injuring the other 23. It is said to have to do with the bridle of one horse rubbing another. The driver lost control and the rest is history.

Related media coverage:

They will loudly proclaim that no one should sue! No way, no how; after all that would be un-American! Wouldn't it?

Well that’s exactly what I’m going to suggest. After all who considers going to a parade to get killed or maimed by a stampede of horses? Hell, no one does. To those who say horses do unexpected things I say, so what, who cares and what difference does it make that a horse acts without reason? The object that acted without control was entered into a parade and within a few feet of people sitting in lawn chairs. And, it was predictable.

Think this is the first time horses have stampeded the crowd at a parade?

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